| Provider choice | Supports many providers and local models. | Claude-centered access. |
| Client licensing | Open-source client. | Commercial product access. |
| Billing path | Direct provider, OpenCode service, or local hardware. | Claude plan or supported organization/provider path. |
| Agent configuration | Primary agents, subagents, custom prompts, and tool permissions. | Claude Code settings, commands, hooks, and supported integrations. |
| Operational burden | More provider and configuration choices to govern. | More integrated, with less model-provider flexibility. |
| Cost review | Track model tokens and any service layer separately. | Track plan limits, task volume, and higher-usage access. |